Round 3 of the Regenerative Farmer Assurance Fund Launches: Meeting the Moment With Flexible, Upfront Capital

Across the Midwest, uncertainty has defined 2025. Federal reimbursement delays, grant freezes, and now a government shutdown have put real financial strain on organic and regenerative farmers who rely on public programs to implement conservation practices, manage risk, and keep rural economies moving. When the system slows down, farmers are left holding the burden.

That’s why Healing Soils Foundation (HSF) is launching Round 3 of the Regenerative Farmer Assurance Fund (RFAF)—our flexible, rapid-response capital solution designed to bridge delays in public reimbursements and help farmers keep critical projects on track.

Expanding the Scope to Meet Real-World Needs

In earlier rounds, RFAF focused narrowly on delayed USDA reimbursements. As the challenges facing farmers have evolved, so are we.

Round 3 now supports:

  • Cash flowing reimbursement based funding (e.g. EQIP, CSP, REAP, CRP, FLSP)

  • Signed market and buyer contracts requiring upfront investment

  • Emerging market opportunities tied to regenerative practice adoption

  • Time-sensitive on-farm infrastructure with a clear line of sight to reimbursement

This fund continues to prioritize organic and regenerative farmers across the Midwest, including Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, Ohio, South Dakota, and Wisconsin.

Farmers will be asked to provide evidence of:

  • Executed contracts

  • Public grant documentation

  • Market development opportunities

  • On farm conservation practice adoption

Our commitment remains the same: supporting farmers who are doing the hard work of rebuilding soil health and revitalizing local food systems.

A Real-Time Example: Bridging Frozen CRP Payments

Just weeks ago, several Midwest producers found themselves suddenly without expected Conservation Reserve Program (CRP) payments due to federal processing freezes. These annual payments are foundational to planning, cash flow, and conservation practice continuity.

RFAF moved swiftly.

We issued a recoupable emergency grant so our farmers could:

  • Make debt payments

  • Keep conservation plans intact

  • Avoid predatory short-term lending

When CRP payments eventually release, farmers will repay the grant, and those dollars will be redeployed to another producer. If reimbursements don’t come, the funds convert to non-recoupable aid.

This is what regenerative philanthropy looks like in action.

Why Recoupable Grants?

Farmers often know the money is coming — they just can’t access it when they need it. Recoupable grants:

  • Reduce unnecessary debt

  • Prevent project delays

  • Keep regenerative adoption moving forward

  • Stretch every philanthropic dollar

It’s a structure built for both resilience and circulation.

Why This Matters

When farmers are forced to pause:

  • Soil degradation accelerates

  • Cover crop timelines are missed

  • Rural markets weaken

  • Conservation loses momentum

But when farmers keep moving, even through uncertainty, everyone benefits:

  • Cleaner water

  • Healthier soils

  • More nutrient-dense food

  • Stronger rural economies

  • Climate resilience

A Drop in the Bucket — And a Signal of What’s Possible

In just the first two rounds, RFAF bridged delays for farmers managing thousands of acres across the Midwest. But the demand is growing. We need philanthropic dollars to continue meeting these needs quickly, equitably, and strategically.

Round 3 is our next step in building a more resilient agricultural safety net — one that rewards farmers who are making choices that benefit all of us.

We’re Ready. And We’re Just Getting Started.

The farmers we serve keep planting, adapting, and problem-solving — no matter the obstacles. RFAF allows us to match that resilience with the financial support required to keep regenerative progress moving forward.

Applications for Round 3 are now open.

If you are a Midwest regenerative or organic farmer facing delayed reimbursements, advancing a market contract, or investing in practice-based infrastructure that requires upfront capital:

Learn more and apply here.

If you’re a funder, partner, or community member who believes in this work: Donate to support RFAF and help keep farmers farming. Because no farmer doing the right thing should be forced to shoulder the cost of a broken system alone.

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People Helping People: How Farmers and Nonprofits Are Bridging Federal Funding Gaps

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What’s Next for the Heartland: Why Regenerative Agriculture Needs Bold Support Now